by StoneGate | Aug 28, 2018 | Uncategorized
A credit score aggregates an individual’s record of borrowing, and repaying over time. As such, it puts fingers deep into almost every aspect of our lives. Financial institutions and businesses trust what large credit bureaus Equifax and Transunion think. If you are...
by StoneGate | Aug 21, 2018 | Uncategorized
Canada’s Mortgage and Housing Corporation (CHMC) warns the overheated Toronto and Vancouver real estate markets are susceptible to corrections. It adds, “Housing markets for Vancouver, Toronto, Victoria and Hamilton remain highly vulnerable because of the detection of...
by StoneGate | Aug 14, 2018 | Uncategorized
Psychologists tell us we make decisions based on exchange of value. Accordingly, we choose the person who offers us most as life partner, and the same goes for the family dog. For the same reason, we dine in restaurants we regard as good value, although of course they...
by StoneGate | Aug 7, 2018 | Uncategorized
A mortgage is a type of loan that real estate owners use to purchase fixed property, or improve what they already own. A lien over the property secures a mortgage loan, by allowing the lender to take possession of it if the borrower defaults on their payments. The...
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