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Make Money or Burn Fingers with Leverage

A mechanical lever is a handle or a bar pivoting on a fulcrum. The difference between the bar length on either side can increase (or decrease) our ability to move an object. Economists call the advantage we may gain from borrowing and reinvesting “leverage”, because...

Real Estate Mortgage Lending in Canada

A mortgage is a type of loan that real estate owners use to purchase fixed property, or improve what they already own. A lien over the property secures a mortgage loan, by allowing the lender to take possession of it if the borrower defaults on their payments. The...